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home : opinions : letters to the editor   April 29, 2016

5/1/2014 12:55:00 PM
Letters to the editor: It's a curse if you don't have the facts





The NewsTribune recently ran a front page article titled “Blessing for some, curse for others.” The caption should have read blessing for some, curse for those who decide not to purchase insurance from the Affordable Care Act exchanges. The article states that the Whipple family “have a health care policy with Blue Cross/Blue Shield tailored to their specific wants and needs.” The article further states that those premiums for 2014 are $16,104. Even the “platinum” plans on the exchanges are not this high. There are some questions that have to be asked:

1. Why did Mr. Caufield  the writer of the article choose someone who did not use the ACA plans that are available and did not even investigate the ACA best insurance plans. If I had to pay such a huge annual amount for health care I would certainly look at all of the options. The writer completely ignored any ACA options.  Why would anyone leave out this most significant fact.  Mr. Caufield needs to write another article that uses an actual ACA insurance purchaser for the correct analysis. This is journalism 101. Cover the facts.

2.  Does Mr. Caufield know that insurance plans “tailored made” for individuals  are more profitable for the insurance companies than those in the ACA exchanges. Is it any wonder that the insurance brokers would favor the “tailored made” plans simply because of increased profits.  Would a broker have a tendency to push their expensive plans?  I’ll let the reader decide the answer.

I am a senior citizen who is not directly affected by the ACA. However, I have a wife and friends who are saving quite a lot of money on their policies plus prescription drugs due to negotiations with the drug companies as part of the implementation of the ACA. A fact ignored by Mr. Caufield.

I understand that perhaps all the facts can’t be presented in a single column but let’s at least cover the basic facts. 

Mr. Caufield failed in this regard.

I have heard lots of complaints about the ACA and the high cost of premiums but, of the many people I have talked to, few are actually paying more, which makes me wonder if it is a political campaign. We have the most expensive system in the world without world class health care results.  Time for a change.

Ronald Wood,
Malden












Reader Comments

Posted: Thursday, May 1, 2014
Article comment by: Anonymous19647

You are so right. Why people do not sign up is beyond me. I am glad for this insurance. I could not afford it before. It was simple to sign up, just go to the website and answer the questions.


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